Find the filing. Understand the change. Keep watching.
RateFileAI turns fragmented public rate-filing records into a searchable, source-linked research workflow for carrier, actuarial, regulatory, distribution, and advisory teams.
Research that stays attached to its evidence.
Start with one Search surface, open the filing record and its related entities, then turn the same scope into monitoring. Unsupported analysis remains visibly unavailable.
Search in plain language or structured filters
Use one search surface and inspect the interpreted scope before opening results.
Open Search → UnderstandFollow the filing evidence chain
Move from a filing into carrier and jurisdiction context while preserving the source route.
Filing intelligence → MonitorWatch a saved scope
Watchlists and alerts keep a defined research scope connected to new matching records.
Monitoring → WorkCarry evidence into the next step
Current workflow support and phased collaboration surfaces are separated explicitly.
Workflow boundary →See the governed Research sequence before entering the app.
This is a controlled walkthrough, not an unrestricted anonymous production query. It shows what the signed-in workflow must resolve and what stays unavailable until a named producer returns evidence.
“Show me every homeowners filing by our 15 largest competitors in Florida, Texas and Georgia during the last 24 months involving roof-age eligibility, deductibles, water-loss restrictions or nonrenewal rules. Identify when each restriction appeared, rank competitors by tightening severity, and show which subsequently reversed course.”
- Interpreted scope. Show the requested states, Homeowners line, 24-month window, filing population, and output before execution; the user can correct them.
- Competitor entity resolution. Show returned parent and subsidiary identities. No public producer silently chooses or ranks 15 competitors.
- Filing retrieval. Retrieve only signed-in filing rows from the governed Search contract and retain each filing identity.
- Normalized topics. Show the topic taxonomy only when the returned producer supplies it; source terminology is not rewritten into a conclusion.
- Change timeline. Use returned filing, disposition, and effective dates without treating one date as another.
- Severity ranking. Require a labeled method, denominator, scope, source, and as-of time; no public severity score is substituted.
- Reversal detection. Require evidence across cited versions; an isolated filing does not prove a reversal or carrier intent.
- Source citations. Keep the filing number, source route, scope, and limitations attached to every supported finding.
- Brief or watchlist. Offer only the signed-in, entitled producer-backed actions; this public walkthrough performs no save, monitor, export, or model call.
A measured holding is not a complete universe.
Coverage counts bind to the current coverage-authority response. Expected-universe completeness stays unmeasured because no authoritative exact denominator is available. The live Search corpus and methodology manifest are separate artifacts and are not blended into that basis.
Facts, calculations, and conclusions do not look alike.
Observed in a source record.
Mapped into the shared schema.
Derived from named inputs and basis.
A labeled classification, not a fact.
A hypothesis with a visible boundary.
Authored by a person in the workflow.
Open the governed product-sequence demonstration → It performs no anonymous query and renders no sample result.
Customer case study, testimonial, and screenshot assets: unavailable until an approved public source is published; no customer outcome is implied.
See how your market appears in the public record.
Create an account for the private research workflow, search the live filing corpus, inspect measured coverage, or send a request that the current contact producer can acknowledge.
Filing intelligence from the public record, organized around decisions.
RateFileAI connects searchable public rate-filing records to source-linked research workflows: find the record, understand the filed change, and keep the same scope attached as you monitor it.
Carrier, actuarial, regulatory, distribution, and advisory teams that need to retrieve filing evidence and carry it into a documented decision workflow.
Role pathways organize context only; they do not grant access or change the facts.
The public experience names its source, scope, as-of time, method, and limitations where those values are available. Coverage authority, methodology, and source-linked filing evidence remain separate contracts.
Read the current Data Coverage, Methodology, and Trust boundaries.
The problem is retrieval-to-decision work, not a claim of complete market knowledge.
Expensive enterprise platforms
Many teams face costly systems and fragmented access to the records they need.
Manual analyst effort
Research still requires people to find, compare, and cite the source record.
Poor retrieval-to-decision connection
A retrieved record is not yet a decision; the evidence trail must remain attached to the next step.
Start with current individual launch plans.
Pricing describes the current individual entry point. It is not a maximum-value claim for the platform: Team and Enterprise scope, seats, support, API access, and data rights are contract-scoped and are not anonymous self-service promises.
API and data licensing require an explicit current contract and licensed scope; no anonymous export or future package entitlement is implied. Public signup, trial, and checkout remain Coming soon.
Methodology, coverage, and research context
Use the existing public sources to understand what RateFileAI covers, how it is measured, and where current research material is published.
Review the current publication boundaries before relying on a public claim: Methodology and Data Coverage describe measured scope, while Responsible AI, Product Disclaimers, and Trust describe classification, use, and assurance limits.