{ "_provenance": { "as_of": "2026-08-09T13:43:15.733529Z", "basis_hash": "049752d45618a29b493f5dab3eca68f27a8f1ea3e92bff090b2d8a7eb664c182", "contract_version": "truthful-publication.v1", "definition": "Product-inward dictionary enumerated from the serving filter and metric producer contracts.", "renderable": true, "source": "product-contract:search-filter-and-metric-dictionary", "source_id": "product-contract:search-filter-and-metric-dictionary", "source_version": "build_term_dictionary.py@sha256:55c2d38bc9659573b5341ac6f209f51052eefcf5f56b93990ae7c8a0e2852f55", "stale_policy": "Current-state values expire after 7 days. Suppress the artifact rather than retaining a stale number or coercing unavailable values to zero.", "status": "CURRENT" }, "contract_field_count": 30, "contract_fields_missing_a_definition": [], "defined_count": 236, "definitions_beyond_the_filter_contract": [ "summary_state", "regulator_link", "carrier.friction_pattern", "carrier.monthly_filing_cadence", "carrier.peer_cohort", "carrier.peer_filings_median", "carrier.peer_rate_median", "carrier.public_loss_ratio_trend", "carrier.regulatory_cycle_exposure", "carrier.state_filing_cadence", "carrier.state_friction", "carrier.suppression_gap", "distribution.footprint", "entity.active_carriers", "entity.active_states", "entity.avg_filed_change", "entity.indexed_filings", "entity.latest_filing", "entity.peak_filed_move", "field.carriers.approved", "field.carriers.avg_rate", "field.carriers.avg_requested", "field.carriers.carrier", "field.carriers.compression", "field.carriers.cuts", "field.carriers.cycle", "field.carriers.dwp", 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"export.carriers.dwp_status", "export.carriers.filings", "export.carriers.high_impact", "export.carriers.latest_filing_date", "export.carriers.not_reported", "export.carriers.pending", "export.carriers.policyholders_affected", "export.carriers.rate_bearing", "export.carriers.states", "export.carriers.suppression_gap_pp", "export.carriers.top_state", "export.carriers.true_flat", "export.carriers.writing_companies", "export.filings.affected_premium", "export.filings.analysis", "export.filings.carrier_activity_count", "export.filings.disposition_date", "export.filings.effective_date", "export.filings.filed_rate_change_pp", "export.filings.filing_date", "export.filings.filing_flags", "export.filings.filing_number", "export.filings.filing_type", "export.filings.filing_url", "export.filings.line_of_business", "export.filings.naic_company_code", "export.filings.parent_group", "export.filings.policyholders_affected", "export.filings.portal_url", "export.filings.rate_class", "export.filings.rate_direction", "export.filings.requested_rate_change_pp", "export.filings.requested_to_filed_gap_pp", "export.filings.severity", "export.filings.source_reference", "export.filings.source_status", "export.filings.state", "export.filings.status", "export.filings.writing_company", "export.states.affected_premium", "export.states.approved", "export.states.avg_rate_pp", "export.states.avg_requested_pp", "export.states.carriers", "export.states.cuts", "export.states.filings", "export.states.high_impact", "export.states.latest_filing_date", "export.states.not_reported", "export.states.pending", "export.states.policyholders_affected", "export.states.rate_bearing", "export.states.state", "export.states.state_link", "export.states.suppression_gap_pp", "export.states.top_carrier", "export.states.true_flat", "digest.active_carriers", "digest.active_states", "digest.edition_window", "digest.empty_week", "digest.filings_in_window", "digest.generated_at", "digest.severe_threshold", "digest.severe_tier_filings", "digest.source_basis", "digest.source_status", "digest.top_lines_of_business", "digest.top_states" ], "enumerated_from": [ "api/search_filter_contract.py SEARCH_FILTER_FIELDS", "api/search_export_routes.py FIELD_SPECS", "live Search / Dashboard / Digest / Filing-detail surfaces" ], "generated_at_utc": "2026-08-09T13:43:15.733529+00:00", "producer_counts": { "digest_metrics": 12, "export_field_specs": 69, "search_filter_contract": 30, "search_metric_contract": 123 }, "producer_gaps": [], "producer_sets": { "digest_metrics": [ "digest.active_carriers", "digest.active_states", "digest.edition_window", "digest.empty_week", "digest.filings_in_window", "digest.generated_at", "digest.severe_threshold", "digest.severe_tier_filings", "digest.source_basis", "digest.source_status", "digest.top_lines_of_business", "digest.top_states" ], "export_field_specs": { "carriers": [ "affected_premium", "approved", "avg_rate_pp", "avg_requested_pp", "carrier", "carrier_id", "carrier_link", "cuts", "dwp", "dwp_as_of", "dwp_source", "dwp_source_url", "dwp_status", "filings", "high_impact", "latest_filing_date", "not_reported", "pending", "policyholders_affected", "rate_bearing", "states", "suppression_gap_pp", "top_state", "true_flat", "writing_companies" ], "filings": [ "affected_premium", "analysis", "carrier_activity_count", "disposition_date", "effective_date", "filed_rate_change_pp", "filing_date", "filing_flags", "filing_number", "filing_type", "filing_url", "line_of_business", "naic_company_code", "parent_group", "policyholders_affected", "portal_url", "rate_class", "rate_direction", "requested_rate_change_pp", "requested_to_filed_gap_pp", "severity", "source_reference", "source_status", "state", "status", "writing_company" ], "states": [ "affected_premium", "approved", "avg_rate_pp", "avg_requested_pp", "carriers", "cuts", "filings", "high_impact", "latest_filing_date", "not_reported", "pending", "policyholders_affected", "rate_bearing", "state", "state_link", "suppression_gap_pp", "top_carrier", "true_flat" ] }, "search_filter_contract": [ "q", "carrier", "parent_group", "state", "line", "filing_type", "toi", "sub_toi", "toi_code", "toi_label_naic", "sub_toi_code", "sub_toi_label_naic", "naic_company_code", "status", "filing_date", "effective_date", "disposition_date", "requested_rate_change_pp", "filed_rate_change_pp", "requested_to_filed_gap_pp", "rate_direction", "rate_class", "severity", "affected_premium", "policyholders_affected", "carrier_activity_count", "filing_flags", "source_reference", "source_status", "scope_contract_id" ], "search_metric_contract": [ "carrier.friction_pattern", "carrier.monthly_filing_cadence", "carrier.peer_cohort", "carrier.peer_filings_median", "carrier.peer_rate_median", "carrier.public_loss_ratio_trend", "carrier.regulatory_cycle_exposure", "carrier.state_filing_cadence", "carrier.state_friction", "carrier.suppression_gap", "distribution.footprint", "entity.active_carriers", "entity.active_states", "entity.avg_filed_change", "entity.indexed_filings", "entity.latest_filing", "entity.peak_filed_move", "field.carriers.approved", "field.carriers.avg_rate", "field.carriers.avg_requested", "field.carriers.carrier", "field.carriers.compression", "field.carriers.cuts", "field.carriers.cycle", "field.carriers.dwp", "field.carriers.filings", "field.carriers.flinch", "field.carriers.high_impact", "field.carriers.latest", "field.carriers.pending", "field.carriers.policyholders", "field.carriers.premium", "field.carriers.rate_bearing", "field.carriers.states", "field.carriers.suppression_gap", "field.carriers.top_state", "field.carriers.velocity", "field.carriers.writing_companies", "field.filings.approval_gap", "field.filings.carrier", "field.filings.coverage", "field.filings.disposition", "field.filings.effective", "field.filings.filed", "field.filings.filing_flags", "field.filings.filing_id", "field.filings.filings_12m", "field.filings.lob", "field.filings.naic", "field.filings.parent", "field.filings.pct", "field.filings.pct_approved", "field.filings.pct_req", "field.filings.peer_pct", "field.filings.policyholders", "field.filings.premium_impact", "field.filings.rate_bearing_calc", "field.filings.rate_direction", "field.filings.rate_magnitude", "field.filings.sev", "field.filings.state", "field.filings.status", "field.filings.tdi_id", "field.filings.trend", "field.states.approved", "field.states.avg_rate", "field.states.avg_requested", "field.states.carriers", "field.states.cuts", "field.states.filings", "field.states.high_impact", "field.states.high_impact_share", "field.states.latest", "field.states.pending", "field.states.policyholders", "field.states.premium", "field.states.rate_bearing", "field.states.state", "field.states.suppression_gap", "field.states.top_carrier", "filing.effective_date", "filing.evidence", "filing.filed_date", "filing.filed_rate", "filing.filing_type", "filing.flags", "filing.impact", "filing.program_premium", "filing.requested_rate", "filing.source_reference", "filing.toi", "filing.writing_company", "fingerprint.avg_approved_pts", "fingerprint.avg_days_to_close", "fingerprint.compression_pts", "fingerprint.filings_last_12mo", "fingerprint.flinch_pct", "fingerprint.state_footprint", "rate.cut", "rate.flat", "rate.high_impact", "rate.increase", "state.carrier_filing_share", "state.denial_rate", "state.matched_rate_gap_average", "state.matched_rate_gap_median", "state.matched_rate_pairs", "state.premium_weighted_basis", "state.premium_weighted_coverage", "state.premium_weighted_movement", "state.regulatory_friction", "state.regulatory_lag", "state.status_mix", "state.withdrawal_rate", "summary.carriers.avg_rate", "summary.carriers.selection", "summary.carriers.severe_share", "summary.filings.avg_rate", "summary.filings.selection", "summary.filings.severe_share", "summary.states.avg_rate", "summary.states.selection", "summary.states.severe_share" ] }, "schema_version": "1.0.0", "terms": [ { "formula_or_enum": "Premium the filing reports as affected", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Affected premium", "null_behavior": "Absent premium is not treated as zero", "population": "Filings reporting affected premium", "renders_in": [ "Search", "Dashboard", "Export" ], "source_field": "filings.affected_premium", "term": "affected_premium", "unit": "USD" }, { "formula_or_enum": "The filing entity as named on the filing", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Carrier", "null_behavior": "A filing with no named carrier is retained and shown as unnamed", "population": "All in-scope filings", "renders_in": [ "Search", "Dashboard", "Digest", "Export" ], "source_field": "filings.carrier", "term": "carrier", "unit": "text" }, { "formula_or_enum": "COUNT(category occurrences); one filing may occur in more than one category.", "freshness": "Current carrier-friction endpoint response.", "label": "Regulatory friction category", "null_behavior": "Non-interactive when exact source Filing IDs are unavailable.", "population": "Carrier filings with classified objection or friction evidence.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.friction_pattern", "term": "carrier.friction_pattern", "unit": "category occurrences" }, { "formula_or_enum": "COUNT(DISTINCT filing record ID) grouped by filing calendar month; zero months are retained.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Monthly filing cadence", "null_behavior": "The panel is unavailable when no reliable filing date exists.", "population": "All indexed carrier filings from the first day 23 months before the latest indexed filing through that latest filing date.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.monthly_filing_cadence", "term": "carrier.monthly_filing_cadence", "unit": "filings" }, { "formula_or_enum": "COUNT(parent carriers where 0.5 * target filings <= peer filings <= 2 * target filings), excluding target.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Comparable-carrier cohort", "null_behavior": "No benchmark is shown when fewer than three peers qualify.", "population": "Parent carriers resolved in the same active Search period and filter scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.peer_cohort", "term": "carrier.peer_cohort", "unit": "parent carriers" }, { "formula_or_enum": "MEDIAN(peer filing counts).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Peer median filings", "null_behavior": "Not shown when fewer than three peers qualify.", "population": "Every carrier in the disclosed peer cohort.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.peer_filings_median", "term": "carrier.peer_filings_median", "unit": "filings" }, { "formula_or_enum": "MEDIAN(AVG(filed movement by peer carrier)).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Peer median filed change", "null_behavior": "Not reported when the cohort lacks rate-bearing observations.", "population": "Comparable-carrier peers with at least one reported filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.peer_rate_median", "term": "carrier.peer_rate_median", "unit": "percent" }, { "formula_or_enum": "Normalized annual SEC loss-ratio observation; no filing-activity or statutory proxy is substituted.", "freshness": "Latest normalized annual SEC history returned by the carrier-intelligence endpoint.", "label": "Public-company loss-ratio trend", "null_behavior": "No trend is shown for private carriers or when a normalized SEC series is unavailable.", "population": "Consolidated public-company insurance results represented in the source filing.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.public_loss_ratio_trend", "term": "carrier.public_loss_ratio_trend", "unit": "percent" }, { "formula_or_enum": "Weighted aggregation of eligible state friction scores in the regulatory-cycle model.", "freshness": "Trailing model window shown by the carrier-intelligence endpoint.", "label": "Regulatory cycle exposure", "null_behavior": "Not applicable or unavailable is shown explicitly; it is never converted to zero.", "population": "Eligible carrier-state filing observations in the model window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.regulatory_cycle_exposure", "term": "carrier.regulatory_cycle_exposure", "unit": "score from 0 to 100" }, { "formula_or_enum": "AVG(current filing date - previous filing date) after sorting this carrier's state filings by date.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "State filing cadence", "null_behavior": "A state with one filing shows no interval rather than zero days.", "population": "Dated carrier filings in the named state; interval n equals dated filings minus one.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.state_filing_cadence", "term": "carrier.state_filing_cadence", "unit": "filings and days" }, { "formula_or_enum": "Classified friction occurrences per 100 eligible filings when density is available; otherwise the labeled model score or count.", "freshness": "Current carrier-friction endpoint response.", "label": "Regulatory friction by state", "null_behavior": "Non-interactive when exact source Filing IDs are unavailable.", "population": "Eligible carrier filings in the named state.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.state_friction", "term": "carrier.state_friction", "unit": "occurrences per 100 filings, score, or count as labeled" }, { "formula_or_enum": "AVG(requested or indicated movement) - AVG(filed movement), paired on the same filings.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Active-scope rate gap", "null_behavior": "Not reported when no paired observations are available.", "population": "Carrier filings with both requested/indicated and filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#carrier.suppression_gap", "term": "carrier.suppression_gap", "unit": "percentage points" }, { "formula_or_enum": "Filings by the same carrier in the selected window", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Carrier activity", "null_behavior": "Zero is a real value here: it means no filings in the window", "population": "All in-scope filings in the window", "renders_in": [ "Dashboard" ], "source_field": "count over filings.carrier", "term": "carrier_activity_count", "unit": "count" }, { "formula_or_enum": "COUNT(DISTINCT parent carrier ID)", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Active carriers", "null_behavior": "Zero is valid only for a completed empty window.", "population": "Filings in the edition window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:active_carriers", "term": "digest.active_carriers", "unit": "carriers" }, { "formula_or_enum": "COUNT(DISTINCT state code)", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Active states", "null_behavior": "Zero is valid only for a completed empty window.", "population": "Filings in the edition window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:active_states", "term": "digest.active_states", "unit": "jurisdictions" }, { "formula_or_enum": "window.from / window.to", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Edition window", "null_behavior": "Not available when the edition has no declared window.", "population": "Digest edition", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:edition_window", "term": "digest.edition_window", "unit": "UTC date window" }, { "formula_or_enum": "no result rows => explicit empty state", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Empty-week behavior", "null_behavior": "Never converted to an error or fabricated zeroed edition.", "population": "Digest edition", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:empty_week", "term": "digest.empty_week", "unit": "state" }, { "formula_or_enum": "COUNT(DISTINCT filing record ID in window)", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Filings in window", "null_behavior": "An empty completed window is shown as an empty week, not as an error.", "population": "P&C filings with a filing date in the UTC window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:filings_in_window", "term": "digest.filings_in_window", "unit": "filings" }, { "formula_or_enum": "generated_at", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Edition generated at", "null_behavior": "Not available when the edition timestamp is absent.", "population": "Digest edition", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:generated_at", "term": "digest.generated_at", "unit": "timestamp" }, { "formula_or_enum": "filed rate change >= 20%", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Severe threshold", "null_behavior": "Not applicable outside the Digest classification.", "population": "Digest severe-tier classification", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:severe_threshold", "term": "digest.severe_threshold", "unit": "percentage" }, { "formula_or_enum": "COUNT(filings where filed rate change >= 20%)", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Severe-tier filings", "null_behavior": "Zero is valid for a completed nonempty window; unavailable when the source failed.", "population": "Filings in the edition window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:severe_tier_filings", "term": "digest.severe_tier_filings", "unit": "filings" }, { "formula_or_enum": "Published source statement plus window", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Digest source basis", "null_behavior": "A missing basis makes the edition unavailable.", "population": "Digest edition", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:source_basis", "term": "digest.source_basis", "unit": "provenance text" }, { "formula_or_enum": "current source response status", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Digest source status", "null_behavior": "Unavailable source is disclosed; figures are not silently substituted.", "population": "Digest edition load", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:source_status", "term": "digest.source_status", "unit": "status" }, { "formula_or_enum": "GROUP BY line of business; ORDER BY COUNT(filings) DESC", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Most active lines", "null_behavior": "An empty list is shown as no ranked lines, not substituted values.", "population": "Filings in the edition window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:top_lines_of_business", "term": "digest.top_lines_of_business", "unit": "ranked lines" }, { "formula_or_enum": "GROUP BY state; ORDER BY COUNT(filings) DESC", "freshness": "Dated edition generated_at and UTC window; current source status is disclosed.", "label": "Most active states", "null_behavior": "An empty list is shown as no ranked states, not substituted values.", "population": "Filings in the edition window", "renders_in": [ "Digest" ], "source_field": "www/digest-surface.js:top_states", "term": "digest.top_states", "unit": "ranked states" }, { "formula_or_enum": "Date the regulator dispositioned the filing", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Disposition date", "null_behavior": "Absent disposition date is shown as not stated", "population": "Dispositioned filings", "renders_in": [ "Search", "Export" ], "source_field": "filings.disposition_date", "term": "disposition_date", "unit": "date" }, { "formula_or_enum": "GROUP BY counterpart entity; COUNT(filings), AVG(reported filed movement).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Filing footprint", "null_behavior": "An explicit empty state replaces an unavailable distribution.", "population": "All indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#distribution.footprint", "term": "distribution.footprint", "unit": "filings and percent" }, { "formula_or_enum": "Date the filed change takes effect", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Effective date", "null_behavior": "Absent effective date is shown as not stated; never back-filled", "population": "Filings carrying an effective date", "renders_in": [ "Search", "Export" ], "source_field": "filings.effective_date", "term": "effective_date", "unit": "date" }, { "formula_or_enum": "COUNT(DISTINCT canonical parent carrier ID).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Active parent carriers", "null_behavior": "Unavailable when the filing population cannot be resolved.", "population": "Indexed filings in the state drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.active_carriers", "term": "entity.active_carriers", "unit": "parent carriers" }, { "formula_or_enum": "COUNT(DISTINCT state code).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Active states", "null_behavior": "Unavailable when the filing population cannot be resolved.", "population": "Indexed filings in the carrier drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.active_states", "term": "entity.active_states", "unit": "states" }, { "formula_or_enum": "SUM(filed movement) / COUNT(rate-bearing filings with a reported movement).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Average filed change", "null_behavior": "Not reported when no qualifying movement exists.", "population": "Rate-bearing filings with a reported movement in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.avg_filed_change", "term": "entity.avg_filed_change", "unit": "percent" }, { "formula_or_enum": "COUNT(DISTINCT canonical filing record ID).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Indexed filings", "null_behavior": "Unavailable on a failed filing-population request; never silently reported as zero.", "population": "All indexed personal-lines filings matching the entity and active drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.indexed_filings", "term": "entity.indexed_filings", "unit": "filings" }, { "formula_or_enum": "MAX(filing date), with the source Filing ID retained.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Latest filing", "null_behavior": "Not reported when no filing date is available.", "population": "Indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.latest_filing", "term": "entity.latest_filing", "unit": "date" }, { "formula_or_enum": "MAX(ABS(filed movement)), retaining the signed value and source Filing ID.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Peak filed move", "null_behavior": "Not reported when no rate-bearing filing is available.", "population": "Rate-bearing filings with a reported movement in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#entity.peak_filed_move", "term": "entity.peak_filed_move", "unit": "percent" }, { "formula_or_enum": "SUM(reported affected premium); missing premium is not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Affected premium ($)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][affected_premium]", "term": "export.carriers.affected_premium", "unit": "currency" }, { "formula_or_enum": "COUNT(filings in the documented approved/closed status set).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Approved filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][approved]", "term": "export.carriers.approved", "unit": "integer" }, { "formula_or_enum": "AVG(reported filed rate movement in percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Average filed change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][avg_rate_pp]", "term": "export.carriers.avg_rate_pp", "unit": "number" }, { "formula_or_enum": "AVG(reported requested/indicated movement in percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Average requested change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][avg_requested_pp]", "term": "export.carriers.avg_requested_pp", "unit": "number" }, { "formula_or_enum": "Aggregate value emitted for the selected carriers population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Parent carrier", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][carrier]", "term": "export.carriers.carrier", "unit": "text" }, { "formula_or_enum": "Aggregate value emitted for the selected carriers population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Carrier identity", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][carrier_id]", "term": "export.carriers.carrier_id", "unit": "text" }, { "formula_or_enum": "Aggregate value emitted for the selected carriers population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Carrier intelligence link", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][carrier_link]", "term": "export.carriers.carrier_link", "unit": "link" }, { "formula_or_enum": "COUNT(filings where filed movement < -0.05 percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate change decreases", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][cuts]", "term": "export.carriers.cuts", "unit": "integer" }, { "formula_or_enum": "Latest verified comparable annual Direct Written Premium source value.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Direct written premium ($)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][dwp]", "term": "export.carriers.dwp", "unit": "currency" }, { "formula_or_enum": "As-of date carried by the accepted DWP source record.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "DWP as of", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][dwp_as_of]", "term": "export.carriers.dwp_as_of", "unit": "date" }, { "formula_or_enum": "Source name for the accepted DWP record.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "DWP source", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][dwp_source]", "term": "export.carriers.dwp_source", "unit": "text" }, { "formula_or_enum": "URL of the accepted DWP source record.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "DWP source link", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][dwp_source_url]", "term": "export.carriers.dwp_source_url", "unit": "link" }, { "formula_or_enum": "Published status of the accepted DWP source record.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "DWP source status", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][dwp_status]", "term": "export.carriers.dwp_status", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][filings]", "term": "export.carriers.filings", "unit": "integer" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) >= 10 percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "High-impact filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][high_impact]", "term": "export.carriers.high_impact", "unit": "integer" }, { "formula_or_enum": "MAX(filing date) in the selected aggregate population.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Latest filing date", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][latest_filing_date]", "term": "export.carriers.latest_filing_date", "unit": "date" }, { "formula_or_enum": "COUNT(filings where a filed rate change is not reported; not treated as flat).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filed change not reported", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][not_reported]", "term": "export.carriers.not_reported", "unit": "integer" }, { "formula_or_enum": "COUNT(filings in the documented pending/open status set).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Pending filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][pending]", "term": "export.carriers.pending", "unit": "integer" }, { "formula_or_enum": "SUM(reported affected policyholders); missing counts are not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Policyholders affected", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][policyholders_affected]", "term": "export.carriers.policyholders_affected", "unit": "integer" }, { "formula_or_enum": "COUNT(filings with a material reported filed movement).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate classification: bearing filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][rate_bearing]", "term": "export.carriers.rate_bearing", "unit": "integer" }, { "formula_or_enum": "Aggregate value emitted for the selected carriers population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "States", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][states]", "term": "export.carriers.states", "unit": "integer" }, { "formula_or_enum": "AVG(requested movement - filed movement) over comparable same-filing pairs.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Suppression gap (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][suppression_gap_pp]", "term": "export.carriers.suppression_gap_pp", "unit": "number" }, { "formula_or_enum": "ARG MAX state by distinct filing count.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Most active state", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][top_state]", "term": "export.carriers.top_state", "unit": "text" }, { "formula_or_enum": "COUNT(filings with a reported flat/no-material-change classification).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "No material change", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][true_flat]", "term": "export.carriers.true_flat", "unit": "integer" }, { "formula_or_enum": "Aggregate value emitted for the selected carriers population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Writing companies", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected carriers export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[carriers][writing_companies]", "term": "export.carriers.writing_companies", "unit": "integer" }, { "formula_or_enum": "SUM(reported affected premium); missing premium is not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Affected premium ($)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][affected_premium]", "term": "export.filings.affected_premium", "unit": "currency" }, { "formula_or_enum": "Verified reviewed filing analysis; ai_summary carrier prose is not AI-generated.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Reviewed filing analysis", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][analysis]", "term": "export.filings.analysis", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Carrier activity count", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][carrier_activity_count]", "term": "export.filings.carrier_activity_count", "unit": "integer" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Disposition date", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][disposition_date]", "term": "export.filings.disposition_date", "unit": "date" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Effective date", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][effective_date]", "term": "export.filings.effective_date", "unit": "date" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filed rate change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filed_rate_change_pp]", "term": "export.filings.filed_rate_change_pp", "unit": "number" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filed date", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filing_date]", "term": "export.filings.filing_date", "unit": "date" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filing flags", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filing_flags]", "term": "export.filings.filing_flags", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filing ID", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filing_number]", "term": "export.filings.filing_number", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filing type", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filing_type]", "term": "export.filings.filing_type", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Regulator filing link", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][filing_url]", "term": "export.filings.filing_url", "unit": "link" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Line of business", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][line_of_business]", "term": "export.filings.line_of_business", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "NAIC company code", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][naic_company_code]", "term": "export.filings.naic_company_code", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Parent carrier", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][parent_group]", "term": "export.filings.parent_group", "unit": "text" }, { "formula_or_enum": "SUM(reported affected policyholders); missing counts are not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Policyholders affected", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][policyholders_affected]", "term": "export.filings.policyholders_affected", "unit": "integer" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Regulator portal", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][portal_url]", "term": "export.filings.portal_url", "unit": "link" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate classification", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][rate_class]", "term": "export.filings.rate_class", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate direction", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][rate_direction]", "term": "export.filings.rate_direction", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Requested rate change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][requested_rate_change_pp]", "term": "export.filings.requested_rate_change_pp", "unit": "number" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Requested vs filed gap (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][requested_to_filed_gap_pp]", "term": "export.filings.requested_to_filed_gap_pp", "unit": "number" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Severity", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][severity]", "term": "export.filings.severity", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Source reference", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][source_reference]", "term": "export.filings.source_reference", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Regulator source status", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][source_status]", "term": "export.filings.source_status", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "State", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][state]", "term": "export.filings.state", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Source status", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][status]", "term": "export.filings.status", "unit": "text" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Writing company", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected filings export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[filings][writing_company]", "term": "export.filings.writing_company", "unit": "text" }, { "formula_or_enum": "SUM(reported affected premium); missing premium is not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Affected premium ($)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][affected_premium]", "term": "export.states.affected_premium", "unit": "currency" }, { "formula_or_enum": "COUNT(filings in the documented approved/closed status set).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Approved filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][approved]", "term": "export.states.approved", "unit": "integer" }, { "formula_or_enum": "AVG(reported filed rate movement in percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Average filed change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][avg_rate_pp]", "term": "export.states.avg_rate_pp", "unit": "number" }, { "formula_or_enum": "AVG(reported requested/indicated movement in percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Average requested change (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][avg_requested_pp]", "term": "export.states.avg_requested_pp", "unit": "number" }, { "formula_or_enum": "Aggregate value emitted for the selected states population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Parent carriers", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][carriers]", "term": "export.states.carriers", "unit": "integer" }, { "formula_or_enum": "COUNT(filings where filed movement < -0.05 percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate change decreases", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][cuts]", "term": "export.states.cuts", "unit": "integer" }, { "formula_or_enum": "Direct filing field emitted for the selected filing row; no imputation for absent source values.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][filings]", "term": "export.states.filings", "unit": "integer" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) >= 10 percentage points).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "High-impact filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][high_impact]", "term": "export.states.high_impact", "unit": "integer" }, { "formula_or_enum": "MAX(filing date) in the selected aggregate population.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Latest filing date", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][latest_filing_date]", "term": "export.states.latest_filing_date", "unit": "date" }, { "formula_or_enum": "COUNT(filings where a filed rate change is not reported; not treated as flat).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Filed change not reported", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][not_reported]", "term": "export.states.not_reported", "unit": "integer" }, { "formula_or_enum": "COUNT(filings in the documented pending/open status set).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Pending filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][pending]", "term": "export.states.pending", "unit": "integer" }, { "formula_or_enum": "SUM(reported affected policyholders); missing counts are not imputed.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Policyholders affected", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][policyholders_affected]", "term": "export.states.policyholders_affected", "unit": "integer" }, { "formula_or_enum": "COUNT(filings with a material reported filed movement).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Rate classification: bearing filings", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][rate_bearing]", "term": "export.states.rate_bearing", "unit": "integer" }, { "formula_or_enum": "Aggregate value emitted for the selected states population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "State", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][state]", "term": "export.states.state", "unit": "text" }, { "formula_or_enum": "Aggregate value emitted for the selected states population; see FIELD_SPECS label and type.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "State intelligence link", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][state_link]", "term": "export.states.state_link", "unit": "link" }, { "formula_or_enum": "AVG(requested movement - filed movement) over comparable same-filing pairs.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Suppression gap (pp)", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][suppression_gap_pp]", "term": "export.states.suppression_gap_pp", "unit": "number" }, { "formula_or_enum": "ARG MAX parent carrier by distinct filing count.", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "Most active parent carrier", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][top_carrier]", "term": "export.states.top_carrier", "unit": "text" }, { "formula_or_enum": "COUNT(filings with a reported flat/no-material-change classification).", "freshness": "Recomputed for the successful export request; DWP carries its own source as-of.", "label": "No material change", "null_behavior": "Not available remains explicit; missing source values are never rendered as zero.", "population": "Selected states export population", "renders_in": [ "Export" ], "source_field": "api/search_export_routes.py:FIELD_SPECS[states][true_flat]", "term": "export.states.true_flat", "unit": "integer" }, { "formula_or_enum": "COUNT(filings in the documented closed-status set).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Approved or closed", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.approved", "term": "field.carriers.approved", "unit": "filings" }, { "formula_or_enum": "SUM(filed movement) / COUNT(rate-bearing filings with movement).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Average filed change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.avg_rate", "term": "field.carriers.avg_rate", "unit": "percent" }, { "formula_or_enum": "SUM(requested movement) / COUNT(filings with requested movement).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Average requested change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.avg_requested", "term": "field.carriers.avg_requested", "unit": "percent" }, { "formula_or_enum": "Resolve writing entities through the versioned parent-carrier identity map.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Parent carrier", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.carrier", "term": "field.carriers.carrier", "unit": "entity" }, { "formula_or_enum": "AVG(requested movement - filed or selected movement) over eligible same-filing pairs in the filing-history model.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Historical rate gap", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Carrier filing-history observations with comparable requested and final movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.compression", "term": "field.carriers.compression", "unit": "percentage points" }, { "formula_or_enum": "COUNT(filings where filed movement < -0.05 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Cuts", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.cuts", "term": "field.carriers.cuts", "unit": "filings" }, { "formula_or_enum": "AVG(disposition date - filing date) where both dates exist.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Cycle days", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "Carrier filings with valid filed and disposition dates.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.cycle", "term": "field.carriers.cycle", "unit": "days" }, { "formula_or_enum": "Latest accepted NAIC market-share value or SEC DirectPremiumsWritten fact under the DWP source contract.", "freshness": "Latest accepted annual source record.", "label": "Direct written premium", "null_behavior": "Shown as Not reported when no verified comparable source is available.", "population": "Latest verified annual parent-carrier record.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.dwp", "term": "field.carriers.dwp", "unit": "currency" }, { "formula_or_enum": "COUNT(DISTINCT canonical filing record ID).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.filings", "term": "field.carriers.filings", "unit": "filings" }, { "formula_or_enum": "Materially adjusted filings / comparable filings * 100.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Material adjustment share", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Carrier filings with comparable requested and final movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.flinch", "term": "field.carriers.flinch", "unit": "percent" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) >= 10 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "High-impact filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.high_impact", "term": "field.carriers.high_impact", "unit": "filings" }, { "formula_or_enum": "MAX(filing date).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Latest filing", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.latest", "term": "field.carriers.latest", "unit": "date" }, { "formula_or_enum": "COUNT(filings in the documented open-status set).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Pending or open", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.pending", "term": "field.carriers.pending", "unit": "filings" }, { "formula_or_enum": "SUM(reported affected policyholders); no imputation for missing filings.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Policyholders", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Carrier filings that report affected policyholders.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.policyholders", "term": "field.carriers.policyholders", "unit": "count" }, { "formula_or_enum": "SUM(reported affected premium); no imputation for missing filings.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Premium basis", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Carrier filings that report affected premium.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.premium", "term": "field.carriers.premium", "unit": "currency" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) > 0.05 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Rate-bearing filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.rate_bearing", "term": "field.carriers.rate_bearing", "unit": "filings" }, { "formula_or_enum": "COUNT(DISTINCT state code).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "State footprint", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.states", "term": "field.carriers.states", "unit": "states" }, { "formula_or_enum": "AVG(requested movement - filed movement) over active-scope paired observations.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Active-scope rate gap", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Carrier filings with both requested and filed movement in the active Search scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.suppression_gap", "term": "field.carriers.suppression_gap", "unit": "percentage points" }, { "formula_or_enum": "ARG MAX state by distinct filing count.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Top state", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.top_state", "term": "field.carriers.top_state", "unit": "entity" }, { "formula_or_enum": "Versioned filing-activity model over indexed filing history.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Filing activity score", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.velocity", "term": "field.carriers.velocity", "unit": "score" }, { "formula_or_enum": "COUNT(DISTINCT normalized writing-company identity).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Writing companies", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.carriers.writing_companies", "term": "field.carriers.writing_companies", "unit": "entities" }, { "formula_or_enum": "Requested or indicated movement minus selected or filed movement on the same filing.", "freshness": "Current indexed filing-search result.", "label": "Requested-to-filed gap", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Filings with both requested and filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.approval_gap", "term": "field.filings.approval_gap", "unit": "percentage points" }, { "formula_or_enum": "Resolve the filing entity through the versioned parent-carrier identity map.", "freshness": "Current indexed filing-search result.", "label": "Parent carrier", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.carrier", "term": "field.filings.carrier", "unit": "entity" }, { "formula_or_enum": "Direct normalized product-line or coverage field.", "freshness": "Current indexed filing-search result.", "label": "Coverage or form", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.coverage", "term": "field.filings.coverage", "unit": "category" }, { "formula_or_enum": "Direct normalized disposition date.", "freshness": "Current indexed filing-search result.", "label": "Disposition date", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.disposition", "term": "field.filings.disposition", "unit": "date" }, { "formula_or_enum": "Direct normalized effective date.", "freshness": "Current indexed filing-search result.", "label": "Effective date", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.effective", "term": "field.filings.effective", "unit": "date" }, { "formula_or_enum": "Direct normalized filing date.", "freshness": "Current indexed filing-search result.", "label": "Filed date", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.filed", "term": "field.filings.filed", "unit": "date" }, { "formula_or_enum": "Named boolean and count checks over structured filing-detail fields.", "freshness": "Current indexed filing-search result.", "label": "Filing flags", "null_behavior": "An empty set means no supported flag was extracted; it does not prove the original document omits the subject.", "population": "This filing.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.filing_flags", "term": "field.filings.filing_flags", "unit": "flags" }, { "formula_or_enum": "Direct canonical filing-number field.", "freshness": "Current indexed filing-search result.", "label": "Filing ID", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.filing_id", "term": "field.filings.filing_id", "unit": "identifier" }, { "formula_or_enum": "COUNT(DISTINCT canonical filing record ID) for the resolved parent carrier in the activity window.", "freshness": "Current indexed filing-search result.", "label": "Carrier activity count", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Parent-carrier records in the activity window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.filings_12m", "term": "field.filings.filings_12m", "unit": "filings" }, { "formula_or_enum": "Normalize the source product description to the personal-lines taxonomy.", "freshness": "Current indexed filing-search result.", "label": "Line of business", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.lob", "term": "field.filings.lob", "unit": "category" }, { "formula_or_enum": "Direct normalized NAIC company-code field.", "freshness": "Current indexed filing-search result.", "label": "NAIC code", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.naic", "term": "field.filings.naic", "unit": "identifier" }, { "formula_or_enum": "Direct writing-company enrichment with a filing-name fallback.", "freshness": "Current indexed filing-search result.", "label": "Writing company", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.parent", "term": "field.filings.parent", "unit": "entity" }, { "formula_or_enum": "Direct selected or filed overall percentage movement.", "freshness": "Current indexed filing-search result.", "label": "Filed rate change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.pct", "term": "field.filings.pct", "unit": "percent" }, { "formula_or_enum": "Use the separate approved movement; fall back to the selected or filed movement only under the documented source contract.", "freshness": "Current indexed filing-search result.", "label": "Approved rate change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.pct_approved", "term": "field.filings.pct_approved", "unit": "percent" }, { "formula_or_enum": "Direct requested or indicated overall percentage movement.", "freshness": "Current indexed filing-search result.", "label": "Requested rate change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.pct_req", "term": "field.filings.pct_req", "unit": "percent" }, { "formula_or_enum": "Percent-rank of filed movement among eligible filings in the same type of insurance.", "freshness": "Current indexed filing-search result.", "label": "Peer percentile", "null_behavior": "Shown as Not reported when the peer population is insufficient.", "population": "Eligible filings with a reported movement in the same type of insurance.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.peer_pct", "term": "field.filings.peer_pct", "unit": "percentile" }, { "formula_or_enum": "Direct affected-policyholder count; no imputation.", "freshness": "Current indexed filing-search result.", "label": "Affected policyholders", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.policyholders", "term": "field.filings.policyholders", "unit": "count" }, { "formula_or_enum": "Direct affected-premium or written-premium field; no imputation.", "freshness": "Current indexed filing-search result.", "label": "Affected premium", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.premium_impact", "term": "field.filings.premium_impact", "unit": "currency" }, { "formula_or_enum": "Rate-bearing when ABS(filed movement) is greater than 0.05 percentage points; otherwise Flat or Not reported.", "freshness": "Current indexed filing-search result.", "label": "Rate-bearing status", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "This filing.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.rate_bearing_calc", "term": "field.filings.rate_bearing_calc", "unit": "category" }, { "formula_or_enum": "Classify the sign of the filed movement using the 0.05 percentage-point materiality floor.", "freshness": "Current indexed filing-search result.", "label": "Rate direction", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "Filings with a reported filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.rate_direction", "term": "field.filings.rate_direction", "unit": "category" }, { "formula_or_enum": "ABS(filed percentage movement).", "freshness": "Current indexed filing-search result.", "label": "Absolute filed movement", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "Filings with a reported filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.rate_magnitude", "term": "field.filings.rate_magnitude", "unit": "percentage points" }, { "formula_or_enum": "Cut when below -0.05%; Flat through 0.05%; Mild below 5%; High below 15%; Critical below 20%; Severe at 20% or more.", "freshness": "Current indexed filing-search result.", "label": "Severity tier", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "Filings with a reported filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.sev", "term": "field.filings.sev", "unit": "category" }, { "formula_or_enum": "Direct normalized two-letter state code.", "freshness": "Current indexed filing-search result.", "label": "State", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.state", "term": "field.filings.state", "unit": "category" }, { "formula_or_enum": "Direct normalized filing-status field.", "freshness": "Current indexed filing-search result.", "label": "Status", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.status", "term": "field.filings.status", "unit": "category" }, { "formula_or_enum": "Direct state tracking-id field.", "freshness": "Current indexed filing-search result.", "label": "State tracking ID", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "The filing represented by this Search row.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.tdi_id", "term": "field.filings.tdi_id", "unit": "identifier" }, { "formula_or_enum": "Count canonical filing records by calendar month for the resolved parent carrier.", "freshness": "Current indexed filing-search result.", "label": "Carrier activity trend", "null_behavior": "Shown as Not reported when fewer than two monthly observations are available.", "population": "Parent-carrier filing records in the active activity window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.filings.trend", "term": "field.filings.trend", "unit": "monthly filing counts" }, { "formula_or_enum": "COUNT(filings in the documented closed-status set).", "freshness": "Recomputed from the current drawer scope when the drawer loads or 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"Search" ], "source_field": "www/search-metric-contracts.js#field.states.avg_rate", "term": "field.states.avg_rate", "unit": "percent" }, { "formula_or_enum": "SUM(requested movement) / COUNT(filings with requested movement).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Average requested change", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.avg_requested", "term": "field.states.avg_requested", "unit": "percent" }, { "formula_or_enum": "COUNT(DISTINCT canonical parent carrier ID).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Parent carriers", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.carriers", "term": "field.states.carriers", "unit": "carriers" }, { "formula_or_enum": "COUNT(filings where filed movement < -0.05 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Cuts", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.cuts", "term": "field.states.cuts", "unit": "filings" }, { "formula_or_enum": "COUNT(DISTINCT canonical filing record ID).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.filings", "term": "field.states.filings", "unit": "filings" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) >= 10 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "High-impact filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.high_impact", "term": "field.states.high_impact", "unit": "filings" }, { "formula_or_enum": "High-impact filings / all state filings in scope * 100.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "High-impact share", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.high_impact_share", "term": "field.states.high_impact_share", "unit": "percent" }, { "formula_or_enum": "MAX(filing date).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Latest filing", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.latest", "term": "field.states.latest", "unit": "date" }, { "formula_or_enum": "COUNT(filings in the documented open-status set).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Pending or open", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.pending", "term": "field.states.pending", "unit": "filings" }, { "formula_or_enum": "SUM(reported affected policyholders); no imputation for missing filings.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Policyholders", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "State filings that report affected policyholders.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.policyholders", "term": "field.states.policyholders", "unit": "count" }, { "formula_or_enum": "SUM(reported affected premium); no imputation for missing filings.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Premium basis", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "State filings that report affected premium.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.premium", "term": "field.states.premium", "unit": "currency" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) > 0.05 percentage points).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Rate-bearing filings", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.rate_bearing", "term": "field.states.rate_bearing", "unit": "filings" }, { "formula_or_enum": "Canonical state-code lookup.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "State", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.state", "term": "field.states.state", "unit": "entity" }, { "formula_or_enum": "AVG(requested movement - filed movement) over active-scope paired observations.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Active-scope rate gap", "null_behavior": "Shown as Not reported when required inputs are unavailable; zero is used only for a complete resolved population with no qualifying records.", "population": "State filings with both requested and filed movement in the active Search scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.suppression_gap", "term": "field.states.suppression_gap", "unit": "percentage points" }, { "formula_or_enum": "ARG MAX parent carrier by distinct filing count.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Top carrier", "null_behavior": "Shown as Not reported when the source or normalized field is unavailable.", "population": "All indexed personal-lines filings assigned to this entity and matching the active Search filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#field.states.top_carrier", "term": "field.states.top_carrier", "unit": "entity" }, { "formula_or_enum": "rate_change_selected x 100", "freshness": "Current published source contract; page 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"www/search-metric-contracts.js#filing.filed_rate", "term": "filing.filed_rate", "unit": "percent" }, { "formula_or_enum": "Direct normalized filing type and status fields.", "freshness": "Current indexed filing detail.", "label": "Filing type and status", "null_behavior": "Shown as Not reported when the source omits the field.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.filing_type", "term": "filing.filing_type", "unit": "category" }, { "formula_or_enum": "Boolean presence checks and counts over named filing-detail fields.", "freshness": "Current indexed filing detail.", "label": "Filing evidence flags", "null_behavior": "Each missing indicator is described as not reported or not flagged.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.flags", "term": "filing.flags", "unit": "flags and counts" }, { "formula_or_enum": "Direct affected-premium and affected-policyholder fields; no imputation.", "freshness": "Current indexed filing detail.", "label": "Reported impact", "null_behavior": "Not reported rather than estimated when fields are absent.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.impact", "term": "filing.impact", "unit": "currency and count" }, { "formula_or_enum": "Direct total-program-premium or written-premium-for-program field; no imputation.", "freshness": "Current indexed filing detail.", "label": "Program premium", "null_behavior": "Not reported when the filing summary omits the field.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.program_premium", "term": "filing.program_premium", "unit": "currency" }, { "formula_or_enum": "Requested/indicated percentage and selected/filed percentage shown separately.", "freshness": "Current indexed filing detail.", "label": "Requested and selected rate", "null_behavior": "Each side is Not reported independently when absent.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.requested_rate", "term": "filing.requested_rate", "unit": "percent" }, { "formula_or_enum": "Regulator filing number from the indexed source record.", "freshness": "Current indexed filing detail.", "label": "Regulator source reference", "null_behavior": "An explicit unavailable reason replaces a missing public source action.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.source_reference", "term": "filing.source_reference", "unit": "identifier" }, { "formula_or_enum": "Normalized from the regulator product or line description.", "freshness": "Current indexed filing detail.", "label": "Type of insurance", "null_behavior": "Shown as Not reported when no launch taxonomy match is available.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.toi", "term": "filing.toi", "unit": "category" }, { "formula_or_enum": "Writing-company enrichment plus canonical parent-carrier resolution.", "freshness": "Current indexed filing detail and carrier identity map.", "label": "Writing company", "null_behavior": "Falls back to the parent/display carrier only when no writing company is available.", "population": "This filing", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#filing.writing_company", "term": "filing.writing_company", "unit": "entity" }, { "formula_or_enum": "Date the filing was submitted to the regulator", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Filing date", "null_behavior": "A filing with no submission date is excluded from date-windowed counts", "population": "All in-scope filings", "renders_in": [ "Search", "Dashboard", "Digest", "Export" ], "source_field": "filings.filing_date", "term": "filing_date", "unit": "date" }, { "formula_or_enum": "Data-quality and handling flags", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Filing flags", "null_behavior": "No flag means no flag was raised, not that the filing was verified", "population": "All in-scope filings", "renders_in": [ "Search", "Export" ], "source_field": "filings.rate_quality and related", "term": "filing_flags", "unit": "enum set" }, { "formula_or_enum": "Rate, Rule, Form, and combinations as filed", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Filing type", "null_behavior": "Unknown type is shown as UNKNOWN", "population": "All in-scope filings", "renders_in": [ "Search", "Export" ], "source_field": "filings.filing_type", "term": "filing_type", "unit": "enum" }, { "formula_or_enum": "AVG(filed or selected movement)", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "Filed movement", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.avg_approved_pts", "term": "fingerprint.avg_approved_pts", "unit": "percentage points" }, { "formula_or_enum": "AVG(disposition date - filing date)", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "Cycle", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.avg_days_to_close", "term": "fingerprint.avg_days_to_close", "unit": "days" }, { "formula_or_enum": "AVG(requested movement - filed or selected movement) over the filing-history model population", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "Historical rate gap", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.compression_pts", "term": "fingerprint.compression_pts", "unit": "percentage points" }, { "formula_or_enum": "COUNT(DISTINCT filing record ID in trailing 12 months)", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "Cadence", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.filings_last_12mo", "term": "fingerprint.filings_last_12mo", "unit": "filings" }, { "formula_or_enum": "materially adjusted comparable filings / comparable filings * 100", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "Material adjustment share", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.flinch_pct", "term": "fingerprint.flinch_pct", "unit": "percent" }, { "formula_or_enum": "COUNT(DISTINCT state code)", "freshness": "Recomputed on the carrier filing-profile refresh cadence.", "label": "States", "null_behavior": "Not reported when the dimension lacks sufficient eligible records.", "population": "Carrier filings eligible for the named filing-profile dimension.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#fingerprint.state_footprint", "term": "fingerprint.state_footprint", "unit": "states" }, { "formula_or_enum": "Normalised line grouping", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Line of business", "null_behavior": "Unclassified filings are reported as unclassified, not assigned a line", "population": "Filings with a classified line", "renders_in": [ "Search", "Export" ], "source_field": "filings.lob_category", "term": "line", "unit": "text" }, { "formula_or_enum": "NAIC-assigned company identifier", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "NAIC company code", "null_behavior": "Absent code is left empty; never inferred from the carrier name", "population": "Filings where the regulator published the code", "renders_in": [ "Search", "Export" ], "source_field": "filings.naic_company_code", "term": "naic_company_code", "unit": "code" }, { "formula_or_enum": "Carrier rolled up to its parent group where a mapping exists", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Carrier group", "null_behavior": "Falls back to the filing's own carrier name; never invented", "population": "Carriers with a parent mapping", "renders_in": [ "Search", "Dashboard" ], "source_field": "carrier_display.parent_group", "term": "parent_group", "unit": "text" }, { "formula_or_enum": "Policyholder count the filing reports", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Policyholders affected", "null_behavior": "Absent count is not treated as zero", "population": "Filings reporting a policyholder count", "renders_in": [ "Search", "Export" ], "source_field": "filings.policyholders_affected", "term": "policyholders_affected", "unit": "count" }, { "formula_or_enum": "Full-text match over filing description and carrier", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Search text", "null_behavior": "No query returns the unfiltered population", "population": "All in-scope filings", "renders_in": [ "Search" ], "source_field": "filings.filing_description, filings.carrier", "term": "q", "unit": "text" }, { "formula_or_enum": "COUNT(filings where filed movement < -0.05% and ABS(filed movement) < 10%).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Cuts", "null_behavior": "Zero only when the resolved population contains no qualifying filing.", "population": "All indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#rate.cut", "term": "rate.cut", "unit": "filings" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) <= 0.05%).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Flat", "null_behavior": "Zero only when the resolved population contains no qualifying filing.", "population": "All indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#rate.flat", "term": "rate.flat", "unit": "filings" }, { "formula_or_enum": "COUNT(filings where ABS(filed movement) >= 10%).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "High impact", "null_behavior": "Zero only when the resolved population contains no qualifying filing.", "population": "All indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#rate.high_impact", "term": "rate.high_impact", "unit": "filings" }, { "formula_or_enum": "COUNT(filings where filed movement > 0.05% and ABS(filed movement) < 10%).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Increases", "null_behavior": "Zero only when the resolved population contains no qualifying filing.", "population": "All indexed filings in the drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#rate.increase", "term": "rate.increase", "unit": "filings" }, { "formula_or_enum": "Discriminates a genuine 0% from a filing type that cannot state a rate", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Rate class", "null_behavior": "not_reported is an explicit state, never folded into 0%", "population": "All in-scope filings", "renders_in": [ "Search", "Dashboard" ], "source_field": "api/rate_class.py over filings.filing_type and rate fields", "term": "rate_class", "unit": "enum: rate_bearing | true_flat | not_reported" }, { "formula_or_enum": "Sign of the filed rate change", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Rate direction", "null_behavior": "A filing that cannot state a rate has no direction", "population": "Filings stating a filed change", "renders_in": [ "Search", "Dashboard" ], "source_field": "filings.rate_change_selected", "term": "rate_direction", "unit": "enum: increase | decrease | no change" }, { "formula_or_enum": "Link to the state's SERFF Filing Access portal", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Regulator link", "null_behavior": "Resolves to the state portal home, NOT to the individual filing document", "population": "All in-scope filings", "renders_in": [ "Filing detail", "Search" ], "source_field": "/api/v1/filings/{filing_number}/regulator-link", "term": "regulator_link", "unit": "URL" }, { "formula_or_enum": "rate_change_indicated x 100", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Requested rate change", "null_behavior": "Not stated is reported as not observed, never as 0%", "population": "Filings stating a requested change", "renders_in": [ "Search", "Dashboard", "Export" ], "source_field": "filings.rate_change_indicated", "term": "requested_rate_change_pp", "unit": "percentage points" }, { "formula_or_enum": "(rate_change_indicated - rate_change_selected) x 100", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Requested-to-filed gap", "null_behavior": "Undefined when either side is absent; reported as not available", "population": "Filings stating both values", "renders_in": [ "Search", "Export" ], "source_field": "filings.rate_change_indicated, filings.rate_change_selected", "term": "requested_to_filed_gap_pp", "unit": "percentage points" }, { "formula_or_enum": "Identifier of the in-scope population contract applied", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Scope contract", "null_behavior": "Always present", "population": "All in-scope filings", "renders_in": [ "Search", "Export" ], "source_field": "api scope guard", "term": "scope_contract_id", "unit": "identifier" }, { "formula_or_enum": "Banding of the filed rate change magnitude", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Severity", "null_behavior": "No severity where no rate is stated", "population": "Filings stating a filed change", "renders_in": [ "Search", "Dashboard" ], "source_field": "derived from filings.rate_change_selected", "term": "severity", "unit": "enum" }, { "formula_or_enum": "The regulator's own filing identifier", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Source reference", "null_behavior": "Every indexed filing carries one", "population": "All in-scope filings", "renders_in": [ "Search", "Export" ], "source_field": "filings.filing_number", "term": "source_reference", "unit": "text" }, { "formula_or_enum": "Availability of the underlying source document", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Source status", "null_behavior": "Unavailable is an explicit state", "population": "All in-scope filings", "renders_in": [ "Search" ], "source_field": "filings.raw_pdf_urls, filings.raw_text", "term": "source_status", "unit": "enum" }, { "formula_or_enum": "US state postal code of the filing regulator", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Jurisdiction", "null_behavior": "A filing with no jurisdiction is excluded from state facets", "population": "50 jurisdictions; DC has no indexed filings", "renders_in": [ "Search", "Dashboard", "Digest", "Export" ], "source_field": "filings.state", "term": "state", "unit": "enum (2-letter)" }, { "formula_or_enum": "carrier indexed filing count / all indexed state drawer filings * 100.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Carrier filing share", "null_behavior": "Unavailable when the state filing population cannot be resolved.", "population": "Every indexed filing in the state drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.carrier_filing_share", "term": "state.carrier_filing_share", "unit": "percent" }, { "formula_or_enum": "denied or disapproved eligible filings / all eligible state filings * 100.", "freshness": "Current regulatory-cycle response when the state drawer loads or its scope changes.", "label": "Denial rate", "null_behavior": "Not reported when the regulatory-cycle service cannot resolve the eligible population.", "population": "Eligible state filings in the regulatory-cycle measurement window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.denial_rate", "term": "state.denial_rate", "unit": "percent" }, { "formula_or_enum": "AVERAGE(requested movement - filed movement) over matched same-filing pairs.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Average requested-to-filed gap", "null_behavior": "Not reported when no matched pair exists.", "population": "State filings with both requested and filed movement reported on the same record.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.matched_rate_gap_average", "term": "state.matched_rate_gap_average", "unit": "percentage points" }, { "formula_or_enum": "MEDIAN(requested movement - filed movement) over matched same-filing pairs.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Median requested-to-filed gap", "null_behavior": "Not reported when no matched pair exists.", "population": "State filings with both requested and filed movement reported on the same record.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.matched_rate_gap_median", "term": "state.matched_rate_gap_median", "unit": "percentage points" }, { "formula_or_enum": "COUNT(filings where requested movement and filed movement are both reported).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Matched rate pairs", "null_behavior": "Zero only when a resolved filing population contains no comparable pairs.", "population": "Every indexed filing in the state drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.matched_rate_pairs", "term": "state.matched_rate_pairs", "unit": "filings" }, { "formula_or_enum": "SUM(reported affected or program premium on eligible paired rows).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Reported premium basis", "null_behavior": "Not reported when the coverage floor is not met or no positive premium exists.", "population": "Premium-bearing rate rows admitted to the weighted calculation.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.premium_weighted_basis", "term": "state.premium_weighted_basis", "unit": "currency" }, { "formula_or_enum": "premium-bearing rate rows / all rows with reported filed movement * 100.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Premium-weighted row coverage", "null_behavior": "Zero only for a resolved rate-row population with no positive premium observations.", "population": "All state drawer rows with reported filed movement.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.premium_weighted_coverage", "term": "state.premium_weighted_coverage", "unit": "percent" }, { "formula_or_enum": "SUM(filed movement * reported premium) / SUM(reported premium).", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Premium-weighted filed movement", "null_behavior": "Withheld when the declared coverage floor or minimum row count is not met.", "population": "Rate rows with positive reported premium, only when at least three rows and 50% of rate rows are covered.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.premium_weighted_movement", "term": "state.premium_weighted_movement", "unit": "percent" }, { "formula_or_enum": "Bounded 0-100 regulatory-cycle score returned for the state from eligible filing lag, denial, and withdrawal observations.", "freshness": "Current regulatory-cycle response when the state drawer loads or its scope changes.", "label": "Regulatory friction", "null_behavior": "Unavailable when the regulatory-cycle service has no reliable state score; no substitute value is shown.", "population": "Eligible state filings in the regulatory-cycle measurement window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.regulatory_friction", "term": "state.regulatory_friction", "unit": "score from 0 to 100" }, { "formula_or_enum": "MEDIAN(recorded disposition date - filing date).", "freshness": "Current regulatory-cycle response when the state drawer loads or its scope changes.", "label": "Median approval lag", "null_behavior": "Not reported when no eligible dated filing pair is available.", "population": "State filings with both a reliable filing date and recorded disposition date.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.regulatory_lag", "term": "state.regulatory_lag", "unit": "days" }, { "formula_or_enum": "COUNT(filings) by approved/closed, pending/open, withdrawn/denied, or not reported/other.", "freshness": "Recomputed from the current drawer scope when the drawer loads or its scope changes.", "label": "Filing status mix", "null_behavior": "Unrecognized or absent status remains in Not reported / other; it is not dropped.", "population": "Every indexed filing in the state drawer scope.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.status_mix", "term": "state.status_mix", "unit": "filings and percent" }, { "formula_or_enum": "withdrawn eligible filings / all eligible state filings * 100.", "freshness": "Current regulatory-cycle response when the state drawer loads or its scope changes.", "label": "Withdrawal rate", "null_behavior": "Not reported when the regulatory-cycle service cannot resolve the eligible population.", "population": "Eligible state filings in the regulatory-cycle measurement window.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#state.withdrawal_rate", "term": "state.withdrawal_rate", "unit": "percent" }, { "formula_or_enum": "Regulator disposition, normalised", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Filing status", "null_behavior": "Undispositioned filings are shown as pending, not as approved", "population": "All in-scope filings", "renders_in": [ "Search", "Dashboard" ], "source_field": "filings.status_normalized", "term": "status", "unit": "enum" }, { "formula_or_enum": "NAIC sub-TOI label", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Sub-type of insurance", "null_behavior": "Absent sub-TOI is left empty", "population": "Filings carrying a sub-TOI", "renders_in": [ "Search" ], "source_field": "filings.sub_toi", "term": "sub_toi", "unit": "text" }, { "formula_or_enum": "NAIC numeric sub-TOI code", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Sub-TOI code", "null_behavior": "Absent code is left empty", "population": "Filings carrying a sub-TOI code", "renders_in": [ "Search", "Export" ], "source_field": "filings.sub_toi_code", "term": "sub_toi_code", "unit": "code" }, { "formula_or_enum": "NAIC canonical sub-TOI label", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Sub-TOI label (NAIC)", "null_behavior": "Absent mapping is left empty", "population": "Filings with an NAIC sub-TOI mapping", "renders_in": [ "Search", "Export" ], "source_field": "filings_v2.sub_toi_label_naic", "term": "sub_toi_label_naic", "unit": "text" }, { "formula_or_enum": "SUM(filed movement) / COUNT(rate-bearing filings with a reported movement).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Average filed change", "null_behavior": "Shown as Not reported when no qualifying movement exists.", "population": "Rate-bearing filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.carriers.avg_rate", "term": "summary.carriers.avg_rate", "unit": "percent" }, { "formula_or_enum": "COUNT(visible aggregate entity rows).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "carriers results", "null_behavior": "Zero only when the completed request returns no matching results; unavailable while a request has failed.", "population": "All results matching the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.carriers.selection", "term": "summary.carriers.selection", "unit": "carriers" }, { "formula_or_enum": "COUNT(severe filings) / COUNT(all underlying filings) * 100.", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Severe filing share", "null_behavior": "Zero only when a nonempty completed population has no Severe filings; Not reported when the request fails.", "population": "All filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.carriers.severe_share", "term": "summary.carriers.severe_share", "unit": "percent" }, { "formula_or_enum": "SUM(filed movement) / COUNT(rate-bearing filings with a reported movement).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Average filed change", "null_behavior": "Shown as Not reported when no qualifying movement exists.", "population": "Rate-bearing filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.filings.avg_rate", "term": "summary.filings.avg_rate", "unit": "percent" }, { "formula_or_enum": "COUNT(DISTINCT canonical filing record ID).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Filing results", "null_behavior": "Zero only when the completed request returns no matching results; unavailable while a request has failed.", "population": "All results matching the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.filings.selection", "term": "summary.filings.selection", "unit": "filings" }, { "formula_or_enum": "COUNT(severe filings) / COUNT(all underlying filings) * 100.", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Severe filing share", "null_behavior": "Zero only when a nonempty completed population has no Severe filings; Not reported when the request fails.", "population": "All filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.filings.severe_share", "term": "summary.filings.severe_share", "unit": "percent" }, { "formula_or_enum": "SUM(filed movement) / COUNT(rate-bearing filings with a reported movement).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Average filed change", "null_behavior": "Shown as Not reported when no qualifying movement exists.", "population": "Rate-bearing filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.states.avg_rate", "term": "summary.states.avg_rate", "unit": "percent" }, { "formula_or_enum": "COUNT(visible aggregate entity rows).", "freshness": "Recomputed after every successful Search request or mode change.", "label": "states results", "null_behavior": "Zero only when the completed request returns no matching results; unavailable while a request has failed.", "population": "All results matching the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.states.selection", "term": "summary.states.selection", "unit": "states" }, { "formula_or_enum": "COUNT(severe filings) / COUNT(all underlying filings) * 100.", "freshness": "Recomputed after every successful Search request or mode change.", "label": "Severe filing share", "null_behavior": "Zero only when a nonempty completed population has no Severe filings; Not reported when the request fails.", "population": "All filings underlying the active Search mode and filters.", "renders_in": [ "Search" ], "source_field": "www/search-metric-contracts.js#summary.states.severe_share", "term": "summary.states.severe_share", "unit": "percent" }, { "formula_or_enum": "Why a filing has no summary", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Summary availability", "null_behavior": "A filing with no summary states the reason; it is never shown blank", "population": "Filings with no summary text", "renders_in": [ "Filing detail" ], "source_field": "filing_summary_state.summary_state", "term": "summary_state", "unit": "enum: pending | unavailable" }, { "formula_or_enum": "NAIC type-of-insurance label", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "Type of insurance", "null_behavior": "Absent TOI is left empty", "population": "Filings carrying a TOI", "renders_in": [ "Search" ], "source_field": "filings.toi", "term": "toi", "unit": "text" }, { "formula_or_enum": "NAIC numeric TOI code", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "TOI code", "null_behavior": "Absent code is left empty", "population": "Filings carrying a TOI code", "renders_in": [ "Search", "Export" ], "source_field": "filings.toi_code", "term": "toi_code", "unit": "code" }, { "formula_or_enum": "NAIC canonical TOI label", "freshness": "Current published source contract; page as-of is the methodology manifest.", "label": "TOI label (NAIC)", "null_behavior": "Absent mapping is left empty", "population": "Filings with an NAIC TOI mapping", "renders_in": [ "Search", "Export" ], "source_field": "filings_v2.toi_label_naic", "term": "toi_label_naic", "unit": "text" } ] }